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Description
Provides quick credit to the Scheduled Tribe (ST) community to meet immediate personal or professional financial requirements.
Benefits
- Loan up to ₹ 1,00,000/-.
- Interest Rate: 2% per annum.
Terms
- Education: Repayable in 20 installments (20 months) with 3-month moratorium.
- Medical/Business: Repayable in 10 installments (10 months) with 3-month moratorium.
- Penal Interest: 1% on overdue installments.
Eligibility
- Individuals from the ST community of Goa.
- Earlier loans must be cleared before reapplying.
Application Process
Offline
- Step 1: Visit Goa State Scheduled Tribes Finance and Development Corporation Ltd, Panaji.
- Step 2: Obtain application proforma.
- Step 3: Submit form with documents and surety details.
Documents Required
- ST Certificate (competent authority).
- Aadhaar Card and Bank Passbook.
- Salary Certificate of one Surety and Surety Affidavit (₹ 50 stamp).
- Applicant Affidavit (₹ 50 stamp) regarding loan purpose.
Disclaimer
Hamara Neta is an independent, private application developed and maintained by HANSA AI TECHNOLOGIES. This app does NOT represent any government entity and is NOT affiliated with, endorsed by, or connected to any government body. Official government services should be accessed directly through their respective government portals.