New Swarnima Yojana for Women (GTKVN)

The “New Swarnima Yojana” is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote economic upliftment of women from Thakor and Koli communities living below the poverty line by supporting them in self-employment ventures. Under this scheme, 100% financial assistance up to ₹1,00,000/- is provided to eligible women for starting a business or trade of their choice.

Benefits

Loan Amount: Up to ₹1,00,000 for eligible business/trade activities.
Interest Rate: 5% per annum.
Loan Coverage: 100% of the approved project/business cost.
Repayment Term: 60 equal monthly installments (5 years).

Eligibility

The applicant should be a resident of Gujarat and a woman.
The applicant should belong to the Thakor or Koli community.
Age must be between 21 and 50 years on the date of application.
The annual family income should not exceed ₹3,00,000/-.
The applicant should have experience related to the proposed business/trade.
Suitable collateral must be provided for the loan.

Note: At least 50% of the total credit is reserved for applicants from families with income up to ₹1,50,000/- annually.

Application Process

Online: https://gtkdconline.gujarat.gov.in/

Step 1: Visit the official website of GTKVN and click “Apply Now”.
Step 2: Click on the loan scheme name and select the category and amount.
Step 3: Enter Personal, Address, Income, Loan Requirement, and Bank Account details.
Step 4: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar, Photo, Bank passbook, and Residence proof.
Step 5: Preview and “Submit”. Save the Application ID for tracking.