The New Swarnima Scheme is a financial empowerment initiative by the Gujarat Gopalak Vikas Nigam under the Social Justice and Empowerment Department. It aims to provide 100% loan support to women from the Rabari and Bharwad communities to promote self-employment and entrepreneurship.

Benefits

• 100% loan assistance.
• Loan amount up to ₹2.00 lakh.
• Interest rate fixed at 5% per annum.
• Loan used to start a business of choice.
• Encourages entrepreneurship and self-reliance among economically backward women.

Eligibility

• Permanent resident of Gujarat.
• Must be a woman.
• Belong to Rabari or Bharwad caste.
• Belong to Socially and Educationally Backward Class (SEBC).
• Age: 21 to 45 years.
• Annual family income up to ₹3.00 lakh.
• Intent to start own business or self-employment venture.

Application Process

Online:

• Step 1: Visit the official DAADC online portal.
• Step 2: Register/log in using credentials.
• Step 3: Fill out the application form with personal and scheme-specific details.
• Step 4: Upload required documents and submit.

Documents Required

• Residence/Domicile Certificate of Gujarat.
• Caste Certificate (Rabari or Bharwad).
• Income Certificate.
• Proof of Age (Aadhaar card, Voter ID, etc.).
• Bank Passbook or Cancelled Cheque.
• Basic Business Proposal (if required).

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