New Swarnim Yojana (for women only) GNTDNT

The scheme “New Swarnim Yojana (For Women Only)” by the Social Justice and Empowerment Department, Government of Gujarat, aims to empower women of nomadic and denotified castes living below the poverty line to achieve economic upliftment by getting self-employment with dignity. Under this scheme, women beneficiaries will be able to do business/occupation of their choice. The Gujarat Nomadic and Denotified Tribes Development Corporation implements the scheme.

Benefits

Maximum Loan Limit: Up to ₹2,00,000/-.
Interest Rate: 5% per annum.
Loan Coverage: 100% of the business/occupation amount is provided.
Funding Structure: 95% National Corporation contribution, 5% State Government contribution, and zero beneficiary contribution.
Repayment: Repaid in 60 equal monthly instalments.

Eligibility

The applicant must be a woman from a nomadic or denotified caste.
The family’s annual income limit must be up to ₹3,00,000/-.
The applicant’s age should be between 21 and 50 years as on the date of application.
The applicant must have experience in a technical and skilled trade/business.

Preference: At least 50% of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.

Application Process

Online: https://gndcdconline.gujarat.gov.in/

Step 1: Visit the Official Website of the Gujarat Nomadic and Denotified Tribes Development Corporation. Find “New Swarnim Yojana” and click “Apply Now”.
Step 2: Fill out the application form with personal details, address, income, qualification (SSC, HSC, etc.), institution details, and bank account info (IFSC/MICR). Provide details of physical assets and any family government employment.
Step 3: Preview the application, enter CAPTCHA, and click “Submit”.
Step 4: Save the Application ID for status tracking under “Know App Status”.