Overview

The “Livelihood Opportunity Promotion Scheme (Disabled)” was launched by the Social Welfare Department, Government of Uttarakhand. It aims to empower persons with disabilities by providing financial assistance for sustainable self-employment and livelihood generation. Under this scheme, beneficiaries are supported with a mix of grants, subsidized loans, and margin money for term loans, shop construction, and bank-linked enterprises.

Benefits

Term Loan Scheme:

• Project Cost: ₹75,000/-
• Grant: 20% or ₹10,000/-, whichever is less
• Term Loan: ₹65,000/- at 6% annual interest rate

Shop Construction Scheme:

• Project Cost: ₹50,000/-
• Grant: 20% or ₹10,000/-, whichever is less
• Margin Money Loan: ₹40,000/- at 4% annual interest rate, repayable in 60 monthly installments

Margin Money Loan Scheme for Bank Supported Loan:

• Project Cost: Up to ₹2,00,000/-
• Grant: 20%, maximum of ₹10,000/-
• Margin Money: 25% of the project cost at 4% annual interest rate, repayable in 36 monthly installments

Eligibility

• The applicant must be a permanent resident of Uttarakhand.
• The applicant must possess a minimum of 40% disability.
• The applicant’s annual family income must not exceed ₹2,00,000 in urban areas and ₹1,60,000/- in rural areas.
• The applicant’s age must be between 18 and 50 years.

Application Process

Offline

1. Download the application form from the official website.
2. Fill in mandatory fields and attach self-attested copies of required documents.
3. Submit the form to the Vikas Khand (Block Development) Office.

Selection Process

Applications are forwarded to the District Social Welfare Officer. A District-Level Committee reviews proposals and selects beneficiaries.

Documents Required

• Passport-size Photograph
• Voter ID
• Aadhaar Card
• Disability Certificate
• Caste Certificate (If applicable)