The scheme “Industrial Sector” is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with bank tie-up schemes. Under this scheme, the Corporation provides loans and benefits to individuals from Below Poverty Line (BPL) families for various self-employment activities like carpentry, leather goods manufacturing, handloom operations, welding, and more.

Benefits

• Project Cost Ceiling: Up to ₹1,50,000/-.
• Subsidy: 50% of the project cost (Maximum ₹10,000/-).
• Margin Money: 10% of the project cost provided by the Corporation at 4% interest per annum.
• Bank Loan: The balance amount is provided by nationalized/commercial banks.

Interest Criteria for HSFDC Recoverable Amount:

• Upto ₹15,000/-: 4% Interest P.A. (4% Penal Interest)
• Principal Recovery starts after 360 days.
• Installments start after 180 days (period 180 days).

Eligibility

• Applicant must be a resident of Haryana.
• Must belong to the Scheduled Caste category.
• Must belong to a Below Poverty Line (BPL) family.
• Annual family income should not exceed ₹1,80,000/-.
• Applicant’s name must be in the BPL Survey List.

Application Process

Online Registration:

• Step 1: Visit the official HSFDC website and select the scheme under ‘Bank Tie-up Scheme’.
• Step 2: Click “Apply for Loan”.
• Step 3: Fill in details (Name, Aadhaar, Email, Mobile) and click “Register”.
• Step 4: Enter OTP and submit.
• Step 5: Fill out the application form and upload documents.
• Step 6: Submit to receive User ID and Password.

Login to Apply:

• Step 1: Visit HSFDC website and click ‘Login’.
• Step 2: Enter credentials and captcha.
• Step 3: Access dashboard and click “Edit Profile”.
• Step 4: Fill in surety details and upload documents.
• Step 5: Click “Final Submit” and print the application.

Documents Required

• Aadhaar Card
• Passport-size photograph
• Ration Card
• Voter Card or valid ID proof
• Scheduled Caste Certificate
• BPL Card / Proof
• Income Proof