The scheme “Individual Loaning Scheme” by the Haryana Women Development Corporation, Government of Haryana, aims to provide financial assistance to women for economically viable projects. Through this scheme, subsidies and loans are provided to eligible women for project costs. The scheme is implemented by the Haryana Women Development Corporation.

Benefits

1. Financial Assistance: For economically viable projects, the total cost of which should not exceed ₹1,50,000/-.
2. Subsidy: 25% (maximum ₹10,000/-) for other categories; 25% (maximum ₹25,000/-) for Scheduled Caste (SC) Categories.
3. Beneficiary Share: 10% of the project cost.
4. Balance Loan Amount: Provided by commercial/nationalised banks.

Eligibility

• The applicant must be female and a resident of Haryana.
• The project cost must not exceed ₹1,50,000/-.
• The applicant’s annual income must be less than ₹1,50,000/- per annum.
• The applicant’s spouse or parents must not be income tax payees.
• The age of the beneficiary should be between 18 and 60 years at the time of application.

Application Process

Online via Antyodaya-SARAL Portal:

• Step 1: Visit the Antyodaya-SARAL Portal.
• Step 2: Click on “New User/Register Here”, fill in details (Name, Email, Mobile), and submit.
• Step 3: Verify OTP received on email/mobile.

Login to Apply:

• Step 1: Visit the SARAL Portal.
• Step 2: Sign in with credentials.
• Step 3: Click on “Scheme/Services list”.
• Step 4: Select the scheme and click “Apply for Service/Scheme”.
• Step 5: Fill in the online form and click “Submit”.

Tracking and Contact

• Track Online: Use the application/ticket tracking links on the portal.
• SMS Tracking: Send “SARAL” to 9954699899 from registered mobile or “SARAL <Application ID>” from other numbers.
• Helpline: 0172-3968400 | Email: saral.haryana@gov.in

Notes:
Government Charges: No Fee
Service Charges: ₹10/-
Atal Seva Kendra Charges: ₹10/-

Documents Required

• Parivar Pehchan Patra (Family ID)
• Residence Proof (Ration Card/PPP)
• Affidavit of Annual Income
• Caste Certificate