The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1982. Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession/clinic consultation room, etc.

Benefits

Loan/Assistance details under the scheme:

• Subsidy/assistance of ₹50,000/-.
• Loan up to ₹3,00,000/- at an interest rate of 4%.

Eligibility

• The applicant should be a Medical Post Graduate (M.D/M.S) Doctor.
• The applicant should belong to the Scheduled Caste category.
• The benefit of this scheme will be given only to natives of Gujarat state.
• There is no income limit.
• The applicant availing the benefit of this scheme will not be eligible to avail the benefit of any similar scheme of the Government.
• Scheduled Caste students with Graduate Medical degrees (MBBS, etc.) who benefited under the loan/assistance for starting an independent profession are not entitled to loan/assistance under this scheme.

Note

• Note 01: Loan assistance for margin money must be used only for the purpose for which it is given. Use for other purposes will result in recovery with penal interest.
• Note 02: The sanctioned loan will be recovered over a period of four years in equal monthly instalments after completion of the bank loan instalment or after eight years, whichever is earlier.
• Note 03: The applicant is free to repay earlier than stipulated.
• Note 04: Failure to repay within the stipulated time will attract penal interest at 2.50%.

Application Process

Application Process link- https://esamajkalyan.gujarat.gov.in/

Step 01: Visit e-Samaj Kalyan Portal.
Step 02: Register as a New User.
Step 03: Enter personal details and click ‘Register’.
Step 04: Login and update ‘User Profile’.
Step 05: Select the scheme and fill the application form.
Step 06: Upload relevant documents, agree to terms, and click ‘Save Application’.
Step 07: Submit and print the application.

Documents Required

• Passport Size Photograph
• Aadhaar Card of the applicant
• Caste certificate
• Election Identity Card
• Proof of Residence
• Copy of registration Certificate of Medical Post Graduate Degree
• Proof of age/School leaving certificate
• Copy of first page of bank passbook/cancelled cheque
• Guarantee letter of property
• Specimen of security bond
• Eligibility for loan repayment Agreement
• Affidavit
• Property of Guarantor-1 and Guarantor-2
• Any other documents as required