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The scheme provides financial assistance for machinery or working capital at low interest rates to registered artisans in urban and rural areas of Gujarat.
Benefits
- Credit Limit: Up to ₹1,00,000 for machinery or raw materials.
- Margin Money Subsidy: 20% for General (Male), 25% for Reserved categories, Women, and Disabled.
- Interest Subsidy: 7% rate for a maximum of three years.
Eligibility
- Must be over 18 years of age.
- Must hold an Artisan Identity Card issued by Development Commissioner or Indext-C.
- Must be registered as an artisan in Gujarat.
Application Process
Offline
- Step 1: Print prescribed form from Commissioner of Cottage & Rural Industries website.
- Step 2: Submit application in two copies to District Industries Centre (DIC).
- Step 3: Loans disbursed via banks; subsidies credited via DBT post-disbursement.
Documents Required
- Two Passport Photos and Election/Aadhaar Card.
- Artisan ID Card or Provisional Certificate.
- Birth Certificate/LC.
- Quotation for equipment and proof of business location.
- Bank details (IFSC, Account No, TAN).
Disclaimer
Hamara Neta is an independent, private application developed and maintained by HANSA AI TECHNOLOGIES. This app does NOT represent any government entity and is NOT affiliated with, endorsed by, or connected to any government body. Official government services should be accessed directly through their respective government portals.