Details

The “District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan” scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, provides financial assistance to citizens for housing construction, repair, and extension. The maximum loan amount offered is ₹10,00,000/- with an interest rate of 12% (subject to change).

Benefits

Access to Loan: Up to ₹10,00,000/-.

Interest Rate: 12% (subject to change).

Eligibility

The beneficiary should be a resident of Tamil Nadu.

Loans should be applicable only for Housing/ House Construction/ Repair Extension.

Application Process

Offline

Step 1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.

Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority..

Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

Documents Required

Identity proof (Aadhaar, PAN card, etc.).

Address proof.

Property Documents (Proof of ownership/ Property Deed, etc.)

Any other documents (if required).